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Itaú Asset Management Tells Clients to Allocate 1%–3% to Bitcoin in 2026 Guidance

A year-end note casts bitcoin as a small, risk-managed hedge against Brazilian real depreciation and market shocks.

Overview

  • Itaú positions bitcoin as a complementary holding to diversify portfolios through low correlation with domestic assets and partial currency protection.
  • The bank stresses disciplined, long-term exposure and cautions investors against attempting to time crypto markets.
  • The recommendation aligns with global peers, with Bank of America allowing up to 4%, BlackRock signaling around 2%, and Morgan Stanley suggesting low single-digit allocations.
  • Clients can access regulated routes such as the locally traded BITI11 ETF, with Itaú reporting about R$850 million in crypto funds and ETFs within an asset base exceeding R$1 trillion.
  • The guidance follows a volatile period in which bitcoin neared $125,000 before retreating toward $90,000, as a roughly 15% drop in the real amplified local investor swings.