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IRS Data Show Bigger 2026 Refunds as Treasury Urges Workers to Adjust Withholding

Retroactive 2025 tax changes tied to unchanged withholding pushed the average refund to about $3,400.

Overview

  • IRS data released Friday show the average refund at $3,397 as of April 10, up 11% from last year, while total refund dollars rose 16% even though fewer returns were filed.
  • Treasury Secretary Scott Bessent, speaking Wednesday at the White House, urged workers to change paycheck withholding to boost take-home pay this year.
  • Tax experts caution that withholding changes are tricky and say mistakes can leave filers owing next spring, so they point people to the IRS withholding estimator and updated W-4.
  • Treasury reports more than 53 million filers claimed at least one new cut on Schedule 1-A, while think tanks say the biggest savings go to higher-income households and to those using the higher SALT cap.
  • Rising gasoline costs are eroding the value of larger refunds for many families, which limits how far the extra cash stretches in day-to-day budgets.