Overview
- Germany’s insurers counted about 100,000 home break-ins in 2025 that produced roughly €380 million in claims, a 10% jump from 2024.
- Average loss per case climbed by €200 to about €3,850, driven by theft of easy-to-resell goods like jewelry, phones, game consoles, and computer gear.
- Insurer totals exceed the roughly 83,000 cases in police crime stats because claims also cover incidents with only property damage and no stolen items.
- Police figures for 2025 show a 5.7% increase, with Berlin recording the most cases and Mülheim an der Ruhr the highest rate per 100,000 residents.
- Insurers urge simple steps such as lockable window handles, extra door and window locks, timers, and motion lights, noting that nearly half of attempts fail in police data.