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INSS Chief Details Flawed Banco Master Contracts in CPI Testimony

Vorcaro is scheduled to testify to the commission on February 26.

Overview

  • At a Feb. 5 hearing, Gilberto Waller Júnior said Banco Master’s payroll-loan contracts lacked basic items such as loan amount, interest rate, effective cost and verifiable e-signatures, leading the INSS to reject a remediation term.
  • An INSS review in November 2025 found the bank failed to produce more than 250,000 supporting documents and that it had only one consignado linked to beneficiaries through November 2022.
  • Waller said the INSS canceled Master’s contracts on October 8 and heard nothing from the bank until October 31, and he stated he never met controller Daniel Vorcaro or received him at the agency.
  • Banco Master was placed into liquidation by the Central Bank in November after the Federal Police launched Operation Compliance Zero into alleged fake credit instruments; Vorcaro was arrested and later released with restrictions.
  • The CPI/CPMI advanced its probe by scheduling Vorcaro’s deposition for February 26 and approving 57 requests, including 51 secrecy-break orders and requests for the preventive detention of six suspects.