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INPS Sets 2027–2028 Pension Age Increases Linked to Life Expectancy

The new circular formalizes gradual hikes tied to life expectancy with defined exemptions for strenuous roles.

Overview

  • INPS Circular No. 28/2026, issued on March 16, implements the late‑2025 ministerial decree and sets the operational calendar for 2027–2028.
  • Statutory old‑age retirement shifts to 67 years and 1 month in 2027 and to 67 years and 3 months in 2028, with the 20‑year contribution minimum unchanged.
  • Ordinary early retirement rises to 42 years and 11 months for men and 41 years and 11 months for women in 2027, then to 43 years and 1 month and 42 years and 1 month in 2028, with a three‑month waiting window and two additional contribution months required from 2028.
  • Exemptions cover workers in heavy or strenuous jobs meeting specific duration thresholds, eligible early starters (precoci) and Ape Sociale recipients; fully contributory workers face 71 years and 1 month or 71 years and 3 months for old‑age, or may exit at 64 years and 1 month or 64 years and 3 months if benefit thresholds are met.
  • Armed forces, police and firefighters see smaller staged increases of one month in 2028, another in 2029 and another from 2030, with potential further updates after 2029 based on life‑expectancy data.