Overview
- The Finance Ministry, which notified the move Monday, left all post-office and small-savings rates unchanged for the April to June 2026 quarter.
- PPF stays at 7.1%, Sukanya Samriddhi at 8.2%, NSC at 7.7%, Kisan Vikas Patra at 7.5% with 115 months to maturity, post office savings at 4%, and the monthly income scheme at 7.4%.
- Reports differ on the streak length, calling this either the eighth or ninth straight quarter with no change, after the last tweak in the January–March quarter of FY 2023–24.
- Small-savings collections feed the National Small Savings Fund, and the Centre plans to raise Rs 3.88 lakh crore from it in FY27 to help fund the fiscal deficit.
- Rates are reviewed against government bond yields, inflation and RBI policy, even as the repo rate has fallen to 5.25% over the past year and bond yields have edged up in recent weeks.