Overview
- About 4.9 million adults live with their parents, and fewer than one in ten in any region could afford the typical local first-time buyer home on a single income.
- Even removing the deposit hurdle, 97% would still face unsustainable housing costs that exceed roughly 45% of monthly income.
- Affordability is worst in London and much of the South where under 1.5% could buy, with Cardiff at 2.3% and Aberdeen a rare outlier at 30.4%.
- Polling of 2,000 adults living with parents reports half are frustrated with their situation, 36% feel a loss of independence, and most say moving out remains a distant prospect.
- Skipton urges joined-up action including property tax reform, more housebuilding, and support for downsizing that could release an average £72,400, as recent NHBC data show new-home registrations sliding year on year.