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IEA Urges Reeves to Scrap UK Inheritance Tax, Calling System a High-Tax Outlier

The Treasury says fewer than one in ten estates will face the levy over the next five years.

Overview

  • The Institute of Economic Affairs argues the 40% levy above a £325,000 threshold — or £500,000 when a main residence goes to children — harms growth and pushes the UK out of step with peers.
  • Nearly half of OECD members levy no tax on bequests to adult children, a comparison the report says makes Britain one of the tougher jurisdictions on family succession.
  • The report labels the tax complex and costly, citing £66m in annual administration and a 1,000-page Tolley’s Handbook despite the levy raising far less than income tax.
  • If abolition is rejected, proposed options include lifting the nil‑rate band toward about £2m, cutting the rate from 40% to 20%, and shortening the lifetime gift exemption period to as little as two years.
  • A Treasury spokesman defends the current framework, noting most estates will not pay and pointing to recent changes such as raising farm relief to £2.5m after last year’s protests.