Overview
- The Housing for the 21st Century Act (H.R. 6644) cleared the House 390–9, advancing a package focused on production and affordability.
- Provisions include streamlined environmental reviews with new NEPA categorical exclusions and removal of duplicative federal paperwork for smaller projects.
- The bill modernizes manufactured housing by striking the permanent chassis requirement and updating construction and safety standards to broaden financing access.
- Federal programs would expand, with higher HOME income caps up to 100% of area median family income, eligibility for new construction, new local reform grants, and higher indexed multifamily loan limits.
- Negotiations now center on aligning the House package with the Senate’s ROAD bill, with sticking points over bank regulatory changes and proposals to curb large investor purchases of single-family homes.