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House Advances Amended Housing Bill, Setting Up Clash With Senate

The rewrite risks splintering the 89–10 Senate coalition that Trump urged the House to back.

Overview

  • The House Financial Services Committee unveiled changes to the 21st Century ROAD to Housing Act and set a floor vote next week to send the revised bill back to the Senate.
  • The update keeps a ban on large investors buying single-family homes while narrowing what qualifies as a single-family home.
  • Lawmakers removed the Senate’s seven-year sell rule for build-to-rent projects, a move praised by home builders and the National Multifamily Housing Council.
  • The House plan keeps a ban on a central bank digital currency through 2030, defined as a digital dollar issued by the Federal Reserve, and adds about a dozen community banking measures.
  • Senate leaders and the White House want the House to pass the original Senate bill, and GOP divisions in the House raise the risk of delays and lost bipartisan support.