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Hong Kong's HKDAP Stablecoin Completes Live Transfer Test on Ethereum

Regulators view the mainnet test as proof of HKDAP's technical and compliance readiness ahead of phased issuance this quarter.

Overview

  • Anchorpoint Financial, OSL Group and PantherTrade executed a live HKDAP transfer on the Ethereum mainnet on Thursday, May 21, 2026, completing a production‑grade test of issuance, on‑chain transfer and full redemption.
  • HKDAP is an HKMA‑licensed token pegged 1:1 to the Hong Kong dollar and the test participants said the mainnet run validated both the token's technical architecture and its compliance controls.
  • The exercise traced the full lifecycle from HKD bank funding through minting, regulated custody and on‑chain settlement to final redemption, leaving zero tokens outstanding at the end of the test.
  • Project participants have announced a phased rollout targeted for the second quarter of 2026, with regulated on‑ramps such as OSL and distribution links like PantherTrade planned to serve institutional and retail channels.
  • Hong Kong's model requires full reserves, fast redemption and strict AML checks and seeks to localize HKD liquidity on public blockchains while allowing interoperability with DeFi and tokenized asset markets.