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Hometown Financial Agrees to Buy Primary Bank, Convert to Stock Holding Company

A subscription offering that gives legacy TruNorth depositors first priority will fund the conversion to support regional expansion.

Overview

  • Hometown Financial has signed an agreement to acquire Primary Bank for about $160 million and its board approved a plan to convert from a mutual to a stock holding company.
  • Under the merger terms Primary shareholders may elect either $33 in cash or $31 in stock per share with half of outstanding shares to be cashed out and half converted to stock.
  • The deal adds roughly $743 million in assets and four New Hampshire branches that will operate under the TruNorth Bank brand, bringing the combined network to 59 retail locations.
  • The company will run a subscription offering that gives nontransferable first priority rights to TruNorth account holders as of June 30, 2025, while Primary depositors will not receive priority rights.
  • Hometown plans to complete the coordinated merger and conversion in the first quarter of 2027 pending regulatory and shareholder approvals and will create a charitable foundation funded with shares equal to 4% of those sold in the offering.