Particle.news
Download on the App Store
4 ARTICLES
·
3w ago

Home BancShares Reports Q1 Profit as Nonperforming Loans Climb

Rising problem loans cut reserve coverage, raising the risk of higher credit costs.

Quarterly PPNR trend over the past 5 quarters.
Quarterly net income trend over the past 5 quarters.
Quarterly book value per share trend over the past 5 quarters.
Quarterly expenses trend over the past 5 quarters.

Overview

  • Home BancShares, which reported Wednesday, earned $118.2 million for the first quarter of 2026, equal to $0.60 per share.
  • Total deposits rose to $17.74 billion and assets to $23.20 billion, while loans edged down to $15.63 billion.
  • Nonperforming loans nearly doubled from year‑end to $182.1 million, and nonperforming assets reached $224.1 million.
  • The loan‑loss allowance held at $297.6 million, or 1.90% of loans, which cut coverage of problem loans to 163% from 350%.
  • Loan trends diverged by business line as community banking fell by $100.5 million and Centennial CFG grew by $47.9 million to $2.06 billion.