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HMRC Doubles Crypto Tax ‘Nudge’ Letters to 65,000 for 2024–25

Automatic global reporting from 2026, combined with current exchange data, will intensify HMRC scrutiny of millions of UK crypto holders.

Overview

  • Freedom of Information data show 64,982 letters in 2024–25, up 134% year on year, taking the four‑year total to more than 100,000 notices.
  • The letters serve as early warnings urging recipients to correct filings before HMRC escalates to formal investigations.
  • HMRC already receives user and transaction data from major crypto exchanges, bolstering its ability to spot undeclared gains.
  • Under the OECD’s Crypto‑Assets Reporting Framework, exchanges will collect 2026 data for first submissions due May 31, 2027, expanding cross‑border visibility.
  • UK rules tax disposals such as sales, swaps and spending, and the CGT annual allowance has fallen to £3,000 for 2024/25 and 2025/26, widening the number who must report gains.