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Hawaii Bans Cash Deposits at Crypto Kiosks Starting Oct. 1, 2026

Lawmakers say the narrow rule aims to stop scams that tell victims to turn cash into crypto at kiosks and send funds to unhosted wallets.

Overview

  • The measure, signed by Governor Josh Green on July 9, 2026, makes it unlawful after Oct. 1 for a kiosk operator to accept U.S. currency in exchange for a digital asset while still allowing withdrawals and crypto-to-crypto exchanges.
  • The law places the prohibition inside Hawaii’s consumer-protection statute, Chapter 481B, and treats each cash-to-crypto purchase as a separate offense for enforcement and penalties.
  • State and federal investigators say the ban responds to a sharp rise in kiosk-linked scams: the FBI’s IC3 logged 92 Hawaii kiosk complaints and about $3.85 million in adjusted losses in 2025, and AG probes in Washington, D.C. and Iowa found very high fraud rates at examined machines.
  • Operators must disable cash-purchase functions or remove machines before the deadline, affecting about 57 kiosks across four islands and raising concerns about access for cash-dependent residents who use kiosks to buy crypto.
  • Hawaii’s step adds to a growing patchwork of state actions that range from transaction bans to full kiosk prohibitions and tighter rules on operators while federal FinCEN registration requirements for money-service businesses remain in place.