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Government to Publish Provisional Measure to Restructure Rural Debt

The plan limits public cost by offering longer, tiered repayment for farmers who prove climate or price losses.

Overview

  • Officials say the executive will publish a Medida Provisória next week to create a definitive, fiscally capped framework for renegotiating rural loans.
  • The proposal sets differentiated tenors with eight years as the general rule and up to ten years for producers who prove repeated, severe climate losses.
  • Renegotiation caps would be R$8 million per CPF for climate-related losses and R$4 million per CPF for losses tied to price volatility, with tiered interest bands under discussion.
  • The MP will force banks to accept existing collateral on overdue operations and require proportional guarantees, a response to lenders’ reports of rising delinquency linked to expectations of rule changes.
  • Durigan said the changes would cover roughly R$100 billion in operations and add about R$2–3 billion a year to the Treasury; Congress will have 120 days to approve or reject the measure after publication.