Overview
- Euro Kartensysteme confirmed at a DK Info event this week that in‑app payments are being built and are targeted to roll out in spring 2027.
- The scheme plans a technical tie‑in with Payback Pay and is offering pilots to large retailers so customers can store their Girocard in store apps without entering card numbers.
- Onboarding will use banks’ online‑banking access and the familiar TAN confirmation so customers avoid manual card‑data entry and issuers can keep strong authentication.
- Girocard support for hotel and rental‑car preauthorisations is planned from early 2027 after banks such as Sparkassen and Volksbanken completed backend work and further merchant integration is tested.
- With about 100 million cards in circulation, the move aims to expand domestic debit use, preserve low cost structures for banks and merchants, and could cut some demand for credit cards if wide merchant adoption follows.