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Germany’s €500 Billion Investment Fund Under Fire After IW and Ifo Say 2025 Borrowing Replaced Core Spending

Opposition figures demand audits following the ministry’s dismissal of the IW and Ifo findings as methodologically flawed.

Overview

  • IW calculates that about 86% and the Ifo Institute about 95% of the €24.3 billion borrowed in 2025 did not finance additional infrastructure but substituted existing budget items.
  • The Finance Ministry rejects the studies’ approach as using the wrong baseline, citing roughly €87 billion in total 2025 investments of which around €24 billion came from the special fund.
  • Germany’s Federal Audit Office had already warned in February that debt-financed money was not flowing solely into additional investments.
  • Political fallout is intensifying as opposition parties press for clarification and oversight, the Greens consider a constitutional challenge, and JU chief Johannes Winkel accuses the government of backfilling welfare costs with the fund.
  • Long-term costs frame the dispute, with federal interest payments reported at €34 billion in 2025, projections up to €66.5 billion by 2029, repayments on the fund starting in 2044, and CDU/SPD pledging a debt-brake reform debate this year.