Overview
- Norisbank leads the current offers at 3.33% for new customers who open a checking account, with the rate running through June 30, 2026 before reverting to a 0.75% variable rate.
- Raisin and France’s Distingo Bank each advertise 3.20% for three months, with Raisin funds held in trust at Deutsche Bank during the promo before customers can move them on the platform.
- Bank11 offers 3.11% for three months on deposits up to €250,000 for new customers, but reporting conflicts on the follow-on rate, with t-online citing 1.75% variable and Computer Bild describing steep tiered drops for larger balances.
- Consorsbank lists 3.10% for three months for new customers before a 0.8% variable rate applies, and the offer includes opening a free securities account alongside the savings account.
- For ongoing yields without churn, Ferratum (Multitude Bank) is reported at 2.9% for all customers, while deposit protection generally covers about €100,000 per person per bank, so larger sums may need spreading.