Overview
- The Fédération nationale de la mutualité française set average increases of 4.3% for individual policies and 4.7% for employer plans starting in 2026.
- The sector cites new charge transfers from Assurance maladie and a tax in the 2026 Social Security budget totaling about €1 billion that will be reflected in contributions.
- The rise is lower than in 2024–2025 yet remains above pre‑Covid norms, bringing about a 22% cumulative increase over five years.
- Household impacts vary by location, with larger jumps expected in already costly areas such as Alpes‑Maritimes, Bouches‑du‑Rhône and Corsica, and roughly €88–€110 more per year for a typical family of four.
- New government data show complementary insurers recorded a positive technical result in 2024 as premiums rose 8.2%, intensifying scrutiny of spending and bolstering calls for efficiency, fraud control and prevention.