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France to Raise Livret A Rate in Mid‑July, Minister Says

Slower inflation opens room for a rate increase that the government says will help savers.

Overview

  • Economy Minister Roland Lescure announced the government expects the Livret A rate to increase in mid‑July and spoke publicly about the plan on June 30.
  • Lescure said final calculations are still under way and that the exact new rate will be published by July 15 once those figures are completed.
  • The current Livret A rate is 1.5 percent, set in February 2026, and the Livret de Développement Durable et Solidaire carries the same rate.
  • Data from the Caisse des Dépôts show net withdrawals continued in May, with Livret A balances down €630 million and LDDS withdrawals exceeding deposits by €140 million, even though the totals held remain large.
  • The government links the timing to an INSEE first estimate that inflation eased below 2 percent in June and says a higher Livret A rate would boost savers’ income and household purchasing power while the formal adjustment process is completed.