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France Tightens Pension–Work Combination Rules Starting in 2027

The newly adopted Social Security budget rewrites pension–work rules to curb perceived windfalls, refocusing support on modest pensions.

Overview

  • Lawmakers approved the Social Security financing bill for 2026, which will overhaul pension–work combining rules effective January 1, 2027.
  • Between retirement eligibility and age 67, pensions will be cut by 50% of earnings above a reported threshold of about €7,000 per year.
  • Anyone who retired before the legal age and resumes work will see 100% of their earnings deducted from their pension.
  • From age 67, full combination of pension and earnings will continue to be permitted without limits.
  • The reform follows Cour des comptes recommendations, touches a population estimated at about 710,000 in 2020, is reported to yield several hundred million euros in savings, and has prompted warnings about reduced senior employment and potential undeclared work.