Overview
- Lawmakers approved a roughly 2.05% hike in the tax on complementary health insurance within the Social Security budget, expected to raise about €1–1.1 billion.
- Independent forecasts for 2026 point to premium increases ranging from about 2.5% to as high as 10% depending on the insurer and contract, well above the 1.3% inflation outlook.
- The FNMF warns the new charge will ultimately affect contributions, noting many 2026 prices are already set and that pass‑through could come over time.
- The PLFSS also shifts more than €400 million in hospital costs to complementary insurers, adding to structural pressures from ageing populations and rising medical expenses.
- Pricing remains uneven: Meilleurtaux reports seniors pay far more than young adults and premiums can run 15–20% higher in big cities and Mediterranean areas, with young workers facing a 7% jump in 2025.