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First April Social Security Checks Arrive Wednesday for Birthdays on the 1st–10th

Analysts warn the retirement trust fund could be depleted by 2032 without action.

Overview

  • Beneficiaries born on the 1st through 10th get paid Wednesday, April 8, with later waves set for April 15 and April 22.
  • People who started benefits before May 1997 or who also get SSI are paid on the 3rd for Social Security and on the first business day for SSI.
  • Benefit size varies by earnings and start age, topping out at $5,181 a month for a 70-year-old in 2026, while the average retired worker got $2,071.30 in December 2025.
  • Some deposits may look smaller this month because Medicare Part B premiums of $202.90 are deducted and some people have taxes withheld.
  • A CRFB analysis projects the retirement trust fund could be depleted in fiscal year 2032, which would trigger about a 28% cut without a new law.