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Fidelity International Launches FILQ, a AAA-Rated Tokenized USD Liquidity Fund

The move signals growing institutional demand for on‑chain cash tools.

Overview

  • Fidelity International introduced the Fidelity USD Digital Liquidity Fund (FILQ) using Sygnum Bank’s Desygnate tokenization platform.
  • Moody’s assigned the fund its highest AAA‑mf money‑market assessment, indicating strong short‑term credit quality and liquidity standards.
  • JPMorgan provides the fund’s approved daily net asset value, and Chainlink publishes NAV and distribution figures on blockchain for near real‑time visibility.
  • FILQ is offered as ERC‑20 tokens on Ethereum to eligible institutions after KYC and AML checks, with a $100,000 minimum investment and a design focused on cash‑like use on-chain.
  • The launch joins a growing market for tokenized cash funds nearing $15 billion in assets, alongside offerings from BlackRock and Franklin Templeton and a JPMorgan filing for an Ethereum-based fund.