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FHFA Chief Says Fannie and Freddie IPO Could Come by Late 2025

Industry groups are urging capped, conditional MBS buying to narrow mortgage spreads during any transition out of conservatorship.

Overview

  • Director Bill Pulte said on X that the administration is opportunistically evaluating taking Fannie Mae and Freddie Mac public as early as the end of 2025.
  • He highlighted the scale of the mortgage giants, noting they hold more than $7 trillion in assets and are being managed with a focus on cost discipline.
  • OTC shares of Fannie Mae and Freddie Mac rose after the posts, with Benzinga reporting gains of about 7.8% and 4.3%, respectively, on Monday.
  • Community lender groups CHLA and ICBA asked FHFA and Treasury to allow limited GSE MBS purchases only when spreads are elevated, with caps of up to $300 billion per GSE to potentially lower mortgage rates by roughly 30–35 basis points.
  • Debate continues over structural options, including unconfirmed ideas such as a unified listing, while Pulte separately announced he will donate his FHFA salary to wounded veterans.