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Fed Researchers Propose Separate Crypto Risk Class for Derivatives Margin

The paper argues that crypto’s sharper, faster price swings demand tailored models using long stress windows.

Overview

  • An updated Feb. 12 Federal Reserve staff study recommends classifying digital assets as a distinct risk class in margining frameworks.
  • It proposes separate treatment for pegged cryptocurrencies such as stablecoins and for floating tokens with market-driven prices.
  • The authors advise calibrating initial margin with long-term historical data that capture episodes of severe market stress.
  • The goal is to improve margin accuracy and lower the risk of under-collateralization in over-the-counter crypto derivatives.
  • The research is not a rule change, and any tighter collateral requirements would depend on industry adoption or future regulatory action.