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Fed Holds Rates as Warsh Signals Possible Rate Increase

Warsh prioritized price stability by launching reviews of Fed communications and the balance sheet that could clear the way for higher rates if inflation stays elevated.

Overview

  • The Federal Open Market Committee voted unanimously to keep the federal funds rate at 3.50%–3.75% in Kevin Warsh’s first meeting, leaving policy unchanged for the fourth straight meeting.
  • The Fed’s quarterly projections showed a shift toward tighter policy with nine officials now expecting at least one rate hike by year-end, altering market odds for 2026 moves.
  • Warsh removed forward guidance, declined to submit his own rate forecast, and announced five task forces to review communications, the balance sheet, data sources, productivity and the inflation framework.
  • Markets reacted with falling stocks and rising short-term Treasury yields as investors priced a higher chance of future hikes and lenders signaled upward pressure on borrowing costs and mortgages.
  • Warsh’s changes mark a shift in Fed practice that responds to a recent jump in inflation driven in part by higher energy costs from the Iran conflict and sets up a six-week runway to reassess policy at the next meeting.