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Fed Holds Rates and Raises 2026 Inflation Outlook as Oil Shock Complicates Cuts

Oil price spikes tied to the U.S.-Israeli war with Iran pushed policymakers to project faster inflation and investors to curb near‑term easing bets.

Overview

  • The Federal Reserve kept the federal funds rate at 3.50%–3.75% and lifted its 2026 PCE inflation projection to about 2.7%, up from 2.4%.
  • Officials’ projections still pencil in one 25‑basis‑point rate cut in 2026 and another in 2027, reflecting caution about persistent price pressures.
  • The decision was 11–1, with Governor Stephen Miran dissenting in favor of a quarter‑point cut as President Trump’s public calls for immediate easing went unheeded.
  • Chair Jerome Powell said the economic effects of the Iran war are uncertain and noted higher energy costs will likely lift inflation in the near term.
  • Markets repriced for fewer cuts this year as stocks fell, bitcoin slid, Treasury yields rose, the dollar firmed, and oil surged toward $110 a barrel; soft February payrolls and a 4.4% unemployment rate added to the policy dilemma.