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Farmers National to Merge With Middlefield in All-Stock Deal Creating $7.4 Billion Community Bank

The transaction advances Farmers’ push into the Columbus market, with closing targeted for early 2026 pending required approvals.

Overview

  • Each Middlefield share will convert into 2.6 Farmers shares, valuing the deal at about $299 million, or $36.17 per Middlefield share.
  • Boards of both companies unanimously approved the merger, which remains subject to shareholder and regulatory approvals with closing expected by the end of the first quarter of 2026.
  • Farmers projects a combined franchise of roughly $7.4 billion in assets and about 83 branches, with Middlefield’s 21 locations rebranded to Farmers.
  • Management highlights Columbus expansion as a key rationale, noting Middlefield’s recent loan growth in the region and Farmers’ existing Dublin presence.
  • Farmers targets systems conversion in August 2026, anticipates about 7% earnings accretion in 2027, and plans to add two Middlefield directors to its board.