Overview
- At Consensus in Miami on Thursday, executives said large companies plan to use stablecoins for cross-border payments and treasury flows as AI agents begin to make autonomous transactions.
- Lindsey Einhaus of Bridge said corporates want to collapse many bank accounts into tokenized balances, pointing to new payment chains like Tempo that support refunds, chargebacks and private transfers.
- Tim Grant of Deus X Capital forecast a surge in agent-to-agent payments and said institutions are now initiating deals, while warning that fragmented wallets and chains plus evolving rules could slow rollout.
- Coinbax won the event’s $20,000 PitchFest with a programmable escrow system that holds funds in smart contracts until identity, sanctions and risk checks clear, giving banks a control layer for onchain payments.
- MoonPay, Ripple and Paxos said recent U.S. policy moves such as the GENIUS Act gave firms a permission slip to enter stablecoins, yet they flagged gaps in privacy, distribution and everyday acceptance that still keep most consumer payments off chain.