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Ex-HSBC Banker Given Suspended Sentence and Rail Ban for 740-Trip ‘Doughnutting’ Fraud

The case has prompted rail figures to propose publishing bodycam clips after convictions to deter fare evasion.

Overview

  • Joseph Molloy admitted fraud by false representation after using the 'doughnutting' tactic at least 740 times between October 2023 and September 2024, saving about £5,911 on Southeastern services.
  • He used false names and addresses to obtain two smartcards and applied Jobcentre Plus discounts to cut fares, according to evidence presented at Inner London Crown Court.
  • Recorder Alexander Stein imposed ten months' imprisonment suspended for 18 months, 80 hours of approved work, a 12‑month ban from Southeastern, and £5,000 compensation.
  • Southeastern called it a clear and sophisticated case of deliberate evasion and said enforcement protects taxpayers, with industry estimates placing annual losses at roughly £240 million to £400 million.
  • After sentencing, Molloy changed clothes and vaulted a wall to avoid photographers, while rail operators discussed deterrents including releasing body-worn camera footage post-conviction and testing GPS-based ticketing controls.