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EURC Tops €400 Million as MiCA Drives Euro Stablecoin Consolidation

MiCA enforcement funneled liquidity to regulated issuers prompting Circle to press Brussels to revise market‑cap rules that it says cap single‑token growth.

Overview

  • Circle said Monday that its euro stablecoin EURC has crossed the €400 million circulation mark after roughly doubling over the past year.
  • The broader euro stablecoin sector is worth about $673.9 million in mid‑August 2026 and added roughly $16.5–$17 million in market cap over a recent week.
  • EU rules known as MiCA, fully applicable since the end of 2024, have forced exchanges to restrict non‑compliant tokens and concentrated liquidity with issuers that meet e‑money and reserve requirements.
  • Circle argues MiCA’s market‑capitalization thresholds create a structural cap that could fragment liquidity and reduce usefulness for large payments, and it has publicly asked EU regulators to change those thresholds.
  • EURC’s growth has been supported by multi‑chain issuance, monthly reserve attestations and integrations with exchanges and payment networks, but euro tokens remain a small niche compared with dollar‑pegged stablecoins and are mainly used for euro payments, settlement and corporate treasury work.