Overview
- The companies confirmed on Thursday, June 4, 2026, that ether.fi has made an exclusive $100 million allocation into a Plume real‑world‑asset (RWA) vault and that the EtherFi Liquid RWA product is live inside the ether.fi app.
- The live vault is capped at $25 million for initial deposits, carries a variable APY currently reported near 7.25 percent, and lists initial allocations including an iShares AAA CLO ETF, a Fidelity total bond ETF, and FalconX credit pools.
- Plume’s Nest Vaults are non‑custodial, compliance‑focused structures that bundle institutional assets such as overcollateralized credit pools, CLOs, and bond ETFs and the company cites a Bermuda Monetary Authority license and SEC transfer‑agent registration.
- EtherFi enabled the vault as spend collateral for its EtherFi Cash product at a 70 percent loan‑to‑value ratio, which lets users earn yield on stable assets while retaining spending power through the platform’s card and cash features.
- The partnership illustrates a broader trend of packaging institutional fixed‑income and credit strategies into tokenized vaults to give retail and crypto users safer‑seeking yield options and to put institutional assets on programmable onchain rails.