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EQB to Buy PC Financial From Loblaw for $800 Million as Loblaw Keeps PC Optimum

Closing is targeted for 2026 pending regulatory approval.

Overview

  • Loblaw will receive about a 16% stake in EQB, with an option to increase to 25%, and two seats on EQB’s board.
  • The deal adds roughly 3.5 million customers, including more than two million active PC Mastercard clients, and about $5.8 billion in assets to EQB.
  • Loblaw will continue to own and operate PC Optimum, EQB becomes the exclusive financial partner, and points balances and the app remain unchanged.
  • EQB will acquire President’s Choice Bank and PC Financial insurance subsidiaries, gaining access to more than 180 in‑store banking pavilions and over 600 ATMs.
  • Customers should expect no immediate changes, with a phased transition that will see the EQ Bank brand replace PC Financial over time after approvals.