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ECB Sets Q3 2026 Launch for Pontes to Anchor Tokenized Markets in Central Bank Money

The plan seeks to keep on-chain settlement anchored to risk-free public money.

Overview

  • The ECB set an initial Pontes rollout for Q3 2026 to let distributed-ledger trades settle in central bank money via TARGET Services.
  • The bank said stablecoins cannot scale European tokenized markets on their own because holders face price swings or credit risk.
  • The ECB is seeking harmonized rules across the EU to make tokenized assets easier to issue, hold, and transfer across borders.
  • Appia outlines a roadmap through 2028 to set interoperability standards such as shared data formats and compatible smart contracts.
  • Industry feedback, including from Circle, pressed to widen the DLT Pilot Regime and to permit e-money token cash accounts.