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ECB Set to Raise Policy Rate to 2.50% Over Energy-Driven Inflation

The bank is acting to curb a jump in consumer prices driven by higher oil and gas costs.

FILE PHOTO: The logo of the European Central Bank (ECB) is pictured outside its headquarters in Frankfurt, Germany, April 26, 2018. REUTERS/Kai Pfaffenbach/File Photo/File Photo
Eurozone rate-setters are seeking to navigate an uncertain economic environment
For households in the euro area, another hike will mean pricier mortgages, consumer credit and other loans
European Central Bank President Christine Lagarde insists the ECB sets rates based on incoming data

Overview

  • The European Central Bank is widely expected to raise its main policy rate by 25 basis points to 2.50 percent on Thursday, Sept. 10, responding to a recent rise in inflation.
  • A surge in oil and European gas prices after renewed Middle East hostilities has pushed eurozone inflation to about 3.3 percent, above the ECB’s 2 percent target.
  • Households will feel the move quickly through higher borrowing costs, with tracker mortgage repayments rising roughly €13 a month for every €100,000 borrowed and other loan rates likely to follow.
  • Financial markets are pricing in further rate increases into next year and long-term bond yields have climbed, tightening financing costs for governments and businesses.
  • Policymakers face a trade-off because higher rates can temper demand-driven inflation but do not fix energy supply shortages, and the ECB will publish updated growth and inflation forecasts while President Christine Lagarde answers questions on the outlook.