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ECB Seeks Experts to Set ATM and Terminal Rules for a Potential Digital Euro

The ECB frames the effort as preparatory pending EU legislation.

Overview

  • The ECB opened applications on March 19 for two expert workstreams under its Rulebook Development Group.
  • One workstream will draft implementation specifications for ATM and payment terminal providers, including offline capability and alignment with European standards.
  • A second workstream will design certification and approval frameworks to govern how providers test and deploy payment solutions.
  • The groups will report to a multistakeholder Rulebook Development Group that includes merchants, payment service providers and consumer representatives.
  • The ECB says the draft rulebook will be updated to reflect the EU legislative process and that any issuance decision would follow adoption of a legislative act, while it continues to warn about risks from euro-denominated stablecoins.