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DKB Launches Two-Year Fixed-Deposit Bonus as Rivals Offer Up to 3% Yields

The short-term promotion highlights how banks are using limited offers, making careful comparison of returns, conditions and deposit protection crucial for savers.

Overview

  • DKB is offering a one-time bonus of €10 to €250 on new two‑year fixed deposits opened by March 3, 2026, for sums starting at €10,000.
  • The DKB account pays 2.00% per year with quarterly crediting, and the bonus will be added in March 2026 and then earn interest for the remainder of the term.
  • Verivox reports that top market rates for 24‑month fixed deposits reach 3.00%, including offers from Ferratum (Multitude Bank) covered by Malta’s deposit guarantee scheme.
  • Banks with German deposit protection currently pay up to about 2.66% for two‑year terms, with AKF Bank among the higher listed providers.
  • Norisbank leads headline easy‑access offers for new customers at 3.33% until June 30, 2026, contingent on monthly inflows of at least €500, before reverting to its standard 0.75% rate.