Disney Restores $205 Down Payment for Florida Annual Passes

Overview

• The limited $99 down payment promotion expired on June 24, 2026, and Disney reverted the required upfront payment to $205 for Florida-resident annual-pass monthly plans.
• Monthly financing remains available at 0% APR over 12 months and the final cost of each pass did not change, so only the initial cash due at purchase increased.
• Current monthly terms after the $205 down payment are: Pixie Dust $27/month (total $489+tax), Pirate $61/month (total $869+tax), Sorcerer $81/month (total $1,099+tax), and Incredi-Pass $128/month (total $1,629+tax).
• Pass eligibility, reservation limits, and blackout rules are unchanged: Pixie Dust and Pirate are Florida-only, Sorcerer also covers eligible Disney Vacation Club members, and Incredi-Pass is available to all guests, and an annual pass does not guarantee park admission when reservations are required.
• The higher upfront requirement raises the immediate cost barrier for students, young families, and lower-income locals and could delay or deter some purchases even though monthly payments and benefits remain the same.