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Dimon Warns on Risk as JPMorgan Boosts Tech Spend, Sees Q1 Fee Gains

He pairs caution with an AI push to keep the bank positioned for tougher competition.

Overview

  • At the investor day, Jamie Dimon said high asset prices and complacency raise the odds of a downturn, likened conditions to 2005–2007, and cautioned that some firms are doing “dumb things.”
  • JPMorgan kept its 2026 expense outlook at $105 billion with roughly $19.8–$20 billion for technology, reflecting an about $9 billion increase as the bank navigates the most competitive environment in at least 20 years.
  • The bank expects first‑quarter investment‑banking fees and markets revenue to grow by mid‑teens percentages.
  • JPMorgan is leaning into private credit, having earmarked $50 billion of balance‑sheet capacity and deployed nearly $14 billion by the end of 2025.
  • Executives said about 150,000 employees use the firm’s internal large language model each week, with staff reporting time savings of roughly four hours per day.