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Crypto.com Files OCC Application for National Trust Bank Charter

The bid targets federally supervised custody and staking for institutions.

Overview

  • The company confirmed its October 24 filing, seeking a charter to offer federally regulated custody and staking to institutional clients, including digital asset treasuries and ETFs.
  • Crypto.com says it does not plan to operate as a traditional bank and intends to scale custody-focused services across multiple blockchains, including its Cronos network.
  • Its Crypto.com Custody Trust Company will continue operating as a qualified custodian under New Hampshire oversight with no changes to current services.
  • The move places Crypto.com alongside Coinbase, Ripple, Circle and others pursuing national trust charters as federal avenues expand, including recent OCC actions and discussion of limited Federal Reserve master accounts.
  • OCC review typically takes 12 to 18 months and could streamline nationwide custody by reducing state-by-state approvals, and the CRO token briefly rose following the announcement.