Overview
- Authorities formalized a coordination and information‑exchange mechanism so Consar can confirm that employers offering electronically registered pension plans meet fiscal and social security obligations.
- The agreement operationalizes modifications to the General Provisions for Pension Plans published in the Official Gazette on November 13, 2025.
- Preventive controls in plan registration will be reinforced to help identify schemes that misclassify ongoing payments as pensions contrary to the Social Security Law.
- Consar and IMSS reiterated that plan resources are reserved for definitive retirement, and any amounts paid to active workers must be included in the contribution salary base.
- The initiative stems from an interagency effort involving IMSS, SAT, Infonavit, STPS, and Consar to protect complementary retirement savings and improve employer transparency and legal certainty.