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Citi and Coinbase Team Up to Streamline Institutional Fiat–Crypto Payments

The first phase focuses on faster deposits and withdrawals via Coinbase on/off ramps for Citi clients.

Overview

  • Citi and Coinbase announced a collaboration to improve institutional fiat pay‑ins and pay‑outs and to simplify payment orchestration for access to crypto rails, with an aim to enable round‑the‑clock availability.
  • The firms said they will explore on‑chain stablecoin payout options and always‑on settlement in a next phase, with specific features to be detailed in the coming months.
  • Citi will leverage its existing real‑time infrastructure, including Citi Token Services and 24/7 USD Clearing, and its reach across 300+ payment networks in 94 markets.
  • Coinbase brings institutional connectivity, reporting relationships with more than 250 banks and financial institutions through its crypto‑as‑a‑service platform.
  • Markets reacted positively, with Coinbase shares up roughly 4–5% intraday near $369.50, as the partnership advances bank‑crypto integration under the GENIUS Act and ahead of Citi’s planned 2026 custody rollout.