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Chime Cuts 10% of Staff as It Reorganizes Around AI

CEO Chris Britt said AI-driven efficiencies and new skills will let Chime flatten teams and tighten operating discipline ahead of its next quarterly report.

Overview

  • Chime will eliminate roughly 150 roles, about 10% of its workforce, the company confirmed to Reuters and in an internal memo seen by reporters.
  • CEO Chris Britt framed the move as a shift to smaller, flatter teams that use AI tools to speed work and require new technical skills.
  • Company statements say some units will shrink while others gain new capabilities, a change management step Chime links to improving profitability as a public company.
  • The decision follows wider finance-sector trimming this year, with firms such as Block and Visa also cutting staff as they embed AI to boost efficiency.
  • Chime went public in June 2025, had about 1,500 employees at the end of last year, and is set to report second-quarter results next week, a timing executives said factors into the push for tighter operating discipline.