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Chase Sapphire Reserve Sets Record 150,000-Point Welcome Bonus

The record bonus carries roughly $3,000 in travel value, with strict eligibility and a $795 fee narrowing who stands to gain.

Overview

  • Chase is now publicly offering 150,000 Ultimate Rewards points on the Sapphire Reserve after $6,000 spent in three months, the card’s highest points-only welcome bonus to date.
  • At common valuations near 2 cents per point, the bonus is worth about $3,000 in travel, and points can transfer 1:1 to airlines and hotels or be used in the Chase Travel portal with Points Boost.
  • Chase’s 5/24 policy can block approvals if you opened five or more personal cards in the past two years, and a Chase representative confirmed a once‑per‑lifetime bonus rule for consumer Sapphire cards.
  • Current Sapphire Preferred cardholders may still qualify if they have never had the Sapphire Reserve or earned its bonus, though standard approval criteria still apply.
  • The card charges a $795 annual fee but includes a $300 annual travel credit, lounge access through Chase Sapphire and Priority Pass, and strong travel protections, and past targeted offers up to 175,000 points are no longer available.