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Chase Sapphire Reserve Leads Premium Card Bonuses With 150,000-Point Offer

New analysis shows the best choice depends on how you plan to use the points.

Overview

  • The Points Guy rates the Sapphire Reserve’s 150,000-point bonus after $6,000 in three months as the best overall option for many travelers and the top pick for hotel value.
  • TPG values the Sapphire Reserve bonus at about $3,075 using its 2.05 cents-per-point estimate, and the card’s annual fee is listed at $795.
  • American Express Platinum has targeted welcome offers up to 175,000 points after $12,000 in six months with a $895 fee, and it delivers the highest upside for premium cabin flights.
  • Capital One Venture X offers 75,000 miles after $4,000 in three months with a $395 fee, and it stands out for simple, fixed-value redemptions that require little effort.
  • The piece shows transfers can stretch rewards, with Hyatt hotel nights starting at 3,500–5,000 points and business-class trips to Europe often around 120,000–140,000 points round-trip, though Hyatt will change its award chart later this month.