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Chase Reintroduces 100,000‑Point Sapphire Preferred Offer as Hyatt Transfer Ratio Is Reduced

The limited‑time signup bonus comes with a cut in Ultimate Rewards transfers to World of Hyatt that shifts more value to everyday card perks.

Overview

  • Chase is offering a limited‑time 100,000‑point welcome bonus on the $95 Sapphire Preferred for new cardmembers who spend $5,000 in the first three months of account opening.
  • New Sapphire Preferred applicants will have their Ultimate Rewards transfers to World of Hyatt reduced from 1:1 to 4:3, while existing Preferred cardholders keep 1:1 through October 1, 2026 and Sapphire Reserve cards remain unchanged.
  • The refreshed Preferred adds a $100 annual Chase Travel hotel credit, new 3x bonus categories including gas and EV charging plus vacation‑home bookings, and a one‑time statement credit of up to $120 for Global Entry, TSA PreCheck, or NEXUS every four years.
  • Eligibility limits still apply so many people cannot earn the bonus if they previously received a Preferred welcome offer or fail Chase’s application rules such as the 5/24 guideline, and Chase may use issuer discretion based on recent account history.
  • Points experts value the 100,000 bonus at roughly $2,000 when maximized through transfer partners, creating a tradeoff for applicants between an unusually rich short‑term payout and reduced Hyatt transfer value that favors casual travelers over points maximizers.