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Chase Refreshes Sapphire Preferred but Cuts Hyatt Transfer Value

The changes add new earning categories and credits while steering Hyatt-focused customers toward the higher‑fee Sapphire Reserve.

Overview

  • Chase announced on June 10 that the $95 Sapphire Preferred will get new benefits including 3x points on gas, EV charging and vacation rentals, a $100 annual Chase Travel hotel credit, up to $120 for Global Entry/TSA PreCheck/NEXUS every four years, enhanced emergency evacuation coverage, and a one‑year Apple TV+ subscription.
  • Chase will change transfers from Ultimate Rewards to World of Hyatt from a 1:1 ratio to 4:3 for Sapphire Preferred and certain Ink cards, a 25% reduction in transfer value that applies immediately to new applicants who apply on or after June 15 and takes effect for existing Preferred cardholders on October 1, 2026.
  • The 1:1 Hyatt transfer rate will remain available for Chase Sapphire Reserve and Reserve for Business cardholders, creating a clear upgrade path for customers who want to preserve full transfer value to Hyatt.
  • Cardholders who redeem primarily with Hyatt face choices: accelerate transfers before the October cutoff if eligible, upgrade to Sapphire Reserve to keep 1:1 transfers, or shift redemptions to other Ultimate Rewards partners; each option has tradeoffs in cost, timing, and flexibility.
  • This is the first major Chase consumer card to use a non‑1:1 transfer ratio and it comes after recent Hyatt award‑chart increases, which together reduce Hyatt redemption value and could reshape where travel rewards collectors concentrate their points.