Overview
- The limited-time welcome bonus offers 140,000 points after $4,000 in three months, plus 60,000 more after $9,000 in six months.
- The card costs $99 per year and includes an anniversary free night worth up to 40,000 points, plus a fourth-night-free reward on four-night award stays.
- Purchases earn 10x points at IHG hotels and 5x on travel, gas, dining, online ads, and office supply stores, though the author values points at about 0.5 cents each.
- Eligibility excludes current holders and anyone who received this card’s new-card bonus in the past 24 months, while other IHG cards do not by themselves disqualify.
- Heavy spenders can add a $100 statement credit and 10,000 points after $20,000 in a year and can reach Diamond status after $40,000.